Enrollment Process

Once you have completed a request for final expense insurance one of our experts will contact you by phone to review the information submitted and go over the following:

Needs Analysis

We will review and or help you determine how much coverage you need. Coverage is available starting at a minimum $1,000 and a maximum of $50,000 for persons up to 85 years of age.

Basic Health Review

In this step we will ask you a few basic health questions. This information will help us determine which company and for plan is right for you. Even though we will ask question about your health status you will not be required to take a medical exam.

Review Coverage Options

Once we've completed your need analysis and health review we will do an instant check for the best final expense plan at the most affordable rate.

Complete Application by Phone *

Once you've selected your preferred coverage option we can complete your application by phone. The application process typically takes less than 15 minutes.

Instant Approval **

In most cases, once the application in completed your coverage is immediately approved. On approval we will give you your new policy number and you can expect to receive a hard copy of your policy by mail within 7-14 business days.

*We try to use companies that allow us to do the entire application over the phone, but in some cases we may still have to mail an application if one company is more competitive then another or if your health would be rated better with another company.